Mexico Residency Calculator (2026)

How the calculator works

1. Choose whether you'll qualify on monthly income or on savings and investments — consulates assess one or the other, not a combination.
2. Pick your consulate to use its own published figures, or leave the generic 2026 thresholds.
3. Enter your amount, any dependents, and the exchange rate — consulates that publish in pesos convert at the official rate on the day of your appointment.
4. Read the result for temporary and permanent residency, including how far above or below the line you are.

The 2026 thresholds and where they come from

The standard thresholds are multiples of the UMA, Mexico's reference unit for fees and limits, which is MX$117.31 a day in 2026:

Consulates publish their own versions: among 2026 sheets we've verified, the temporary income requirement ranges from US$4,049 (San Diego) to about US$4,650 (Washington, D.C., which publishes in pesos). The figure your consulate publishes is the one that counts — compare them in our consulate comparison.

What counts as income

• Salary or pension: the consulate sheets we've checked accept employment or pension income, including Social Security, shown as deposits into your account.
• After tax: Washington, D.C., Houston and New Brunswick specify income free of taxes, so look at your net deposits.
• Every month: you show the last six months (some consulates ask for twelve), and each month should clear the threshold.
• Proof: bank statements plus pay stubs, an employer letter or a pension award letter. Some consulates require remote workers' employers to approve working from Mexico.

If your income comes from investments or a business and varies month to month, the savings route is often easier to document.

What counts as savings

• Personal bank or investment accounts in your name; Orlando's sheet, for example, excludes business or corporate accounts.
• Twelve months of statements, with the balance above the threshold throughout — Houston measures the month-end balance each month.
• Originals: several consulates refuse plain printouts of online statements; ask your bank to stamp them or issue a letter.

Worked examples

• US$4,500 a month in salary, consulate converting at 18 MXN/USD: MX$81,000 — just above the standard temporary threshold of MX$79,771. At 17.5 MXN/USD the same salary is MX$78,750, just below it. That's why a margin matters at peso-based consulates.
• US$80,000 in savings held all year: above the standard temporary savings threshold of about $74,687, well below the permanent one.
• One applicant plus a spouse, on income, where the consulate adds 220 UMA per dependent: MX$105,579 a month — about $5,866 at 18 MXN/USD.

Couples and dependents

Usually one person qualifies and family members apply through family unity. Consulates handle the extra requirement differently: Houston adds 220 days of UMA per dependent to the main threshold, while San Diego's family-unity sheet asks for US$1,460 a month of support per family member. Details in residency for spouses and children.

Why applications fall short

• Income or savings just under the line on the day, because of the exchange rate.
• A single month where the balance dipped below the threshold.
• Downloaded statements without a bank stamp, or statements missing your name and address.
• Business accounts presented as personal savings.
• Fewer months of statements than the consulate requires.

Once you qualify

Book your consulate appointment, then follow the temporary residency guide or the permanent residency guide. After the visa, you have 30 days in Mexico to complete the canje.