The essentials
- Temporary residency (1–4 years): about $4,432/month income or $74,687 in savings in 2026.
- Permanent residency direct from abroad: about $7,430/month pension income or $298,815 in savings — or after 4 years as a temporary resident.
- Thresholds are based on the UMA (MX$117.31 per day in 2026), but each consulate publishes its own figure — verified 2026 income requirements range from $4,049 (San Diego) to about $4,650 (Washington, D.C., peso-based) a month.
More things to know
- Spouses and children of Mexican citizens or residents can qualify through family unity without meeting the financial test themselves.
- Mexico has no dedicated digital nomad visa; remote workers usually qualify for temporary residency on income.
In this guide
Getting legal residency is the single most important step of any move to Mexico. This hub explains the options in plain English and links to detailed guides for each. Not sure where you stand? Run your numbers through the residency eligibility calculator.
The three immigration statuses
Visitor (tourist / FMM)
Citizens of the US, Canada, the UK, the EU and many other countries can enter visa-free as visitors. The immigration officer decides how many days you get, up to 180, and stamps the number in your passport. You can't extend it from inside Mexico, and “border runs” to reset it are increasingly questioned. Use visitor status for scouting, not living.
Temporary resident (residente temporal)
The standard route for newcomers. Your first card is valid for one year; you then renew for 1–3 more years, up to four years in total, after which you can switch to permanent. You can come and go freely, import a foreign-plated car, and bring household goods duty-free once. Full details: temporary residency guide.
Permanent resident (residente permanente)
No renewals, the right to come and go freely, work permission available with a job offer, and a path to citizenship. You qualify directly as a retiree with sufficient pension or savings, after four years of temporary residency, through family ties, or via the points system. Full details: permanent residency guide.
2026 financial requirements (economic solvency)
The benchmark for economic solvency is the UMA (Unidad de Medida y Actualización), which rose to MX$117.31 on February 1, 2026. Here are the standard multipliers and what they mean in pesos and dollars:
| Route | Formula | MXN (2026) | ≈ USD at 18:1 |
|---|---|---|---|
| Temporary — monthly income | 680 × UMA | MX$79,771 | $4,432 |
| Temporary — savings/investments | 11,460 × UMA | MX$1,344,373 | $74,687 |
| Permanent — monthly pension | 1,140 × UMA | MX$133,733 | $7,430 |
| Permanent — savings/investments | 45,850 × UMA | MX$5,378,664 | $298,815 |
You prove either income or savings, not a combination. Income is usually shown with six months of bank statements (some consulates ask for twelve); savings must stay above the threshold for the full twelve months, based on month-end balances.
In practice, the number you must meet is whatever your consulate publishes — and they differ. San Diego asks $4,049 a month for 2026 and New Brunswick $4,500, while Washington, D.C. publishes MX$83,640 — about $4,650 at 18 MXN/USD, converted at the official rate on the day of your appointment. Compare them in our consulate requirements comparison.
Other routes: family, work, study and investment
- Family unity: spouses, partners in a recognized civil union, children and parents of Mexican citizens or residents. Where support must be shown, it's the sponsoring family member who shows it (see residency for spouses and children).
- Job offer: a Mexican employer registered with INM requests a work permit; you then collect a work visa at a consulate.
- Student: enrollment in a recognized Mexican institution gives temporary student residency for the length of the program.
- Real estate investment: owning Mexican property above a high value threshold (many consulates use about 40,000 × UMA, roughly MX$4.7M) can qualify you for temporary residency. Confirm the figure with your consulate.
- Points system: permanent residency based on skills, experience and other factors. Rarely used and only opened in limited circumstances.
The process in five steps
- Choose a Mexican consulate outside Mexico and check its current checklist and USD thresholds.
- Book an appointment (Citas SRE or by email) and prepare statements, photos and the application form.
- Attend the interview; if approved you receive a visa sticker valid for 180 days.
- Enter Mexico, ensuring your entry is recorded as a canje, and go to INM within 30 days (canje guide).
- Pay the card fee, give fingerprints and collect your residency card.
What residency costs
Expect three cost buckets: the consular visa fee (roughly US$50–$60, set by each consulate), the INM card fee — which scales with how many years the card covers and is updated each January — and optional help from an immigration facilitator ($300–$800 is typical for full-service help with the INM stage).
Fees changed significantly at the start of 2026; always check the current amount in the INM fee schedule or with your local office before paying at the bank.
Keep reading
Residency · Temporary
Temporary residency
Everything about Mexican temporary residency in 2026: who qualifies, the income and savings each consulate asks for, the documents, the consulate interview, the 30-day canje, what the status lets you do, renewals and the switch to permanent.
Residency · Permanent
Permanent residency
How to become a permanent resident of Mexico: the seven routes in the Migration Law, 2026 income and savings thresholds for retirees, switching after four years of temporary residency, costs, your rights, and the path to citizenship.
Residency · Remote workers
Digital nomads & remote work
Mexico has no visa called a 'digital nomad visa' — remote workers use visitor status for short stays and temporary residency for longer ones. The income rules, the employer letters consulates now ask for, taxes, and the best cities to work from.
Retirement
Retire in Mexico
A complete guide to retiring in Mexico in 2026: what it costs, which residency fits retirees, how Social Security and Medicare work from Mexico, healthcare options, the best towns for retirees, and the paperwork to plan for.
Frequently asked questions
What are the income requirements for Mexico residency in 2026?
Temporary residency: about MX$79,771 per month (≈$4,432). Permanent residency for retirees: about MX$133,733 per month (≈$7,430). Exact USD amounts vary by consulate.
Can I apply for Mexican residency while in Mexico?
Generally no. You must start at a Mexican consulate abroad. Exceptions include family unity with a Mexican citizen or resident, and certain humanitarian cases, which can be processed inside Mexico.
Does my spouse need to qualify separately?
No. A dependent spouse or child can be added if the main applicant shows additional income or savings per dependent. Many consulates ask for roughly 220 × UMA (about MX$25,800) extra per month per dependent on the income route; others simply evaluate the household. Check your consulate.
Does Mexico have a golden visa?
Not formally. However, owning qualifying Mexican real estate or holding very large investments can qualify you for residency through economic solvency.
Sources & official references
- Instituto Nacional de Migración (INM)
- SRE consular services — visas
- Citas SRE appointment system
- UMA values — INEGI
This page is general information, not legal or tax advice. Consulates interpret rules differently — confirm with your consulate or a licensed professional before acting.